Is your client already a homeowner? Protect their interest with an Existing Owner policy from TitlePLUS.

An Existing Owner policy is for homeowners who did not get title insurance when they acquired their property.

Once a mortgage is paid off, homeowners may be at even higher risk of fraud.

Existing Owner policies provide coverage for:

  • Future encroachments onto your clients’ property.
  • A pre-purchase renovation without a building permit.
  • Fraud or forgery.


Save clients the trouble of going through the Ministry process of filings and/or hearings without a lawyer if they are the victim of fraud. The legal costs associated with defending title to the property is covered under the policy.

Please refer to the policy for full details, including actual terms and conditions.