For Homeowners

Is your client already a homeowner? This page has information on the Existing Owner policy from TitlePLUS as well as videos your clients may find useful in buying and selling a home.

Existing Owner policy

An Existing Owner policy is for homeowners who did not get title insurance when they acquired their property.

Once a mortgage is paid off, homeowners may be at even higher risk of fraud.

  • Future encroachments onto your clients’ property.
  • A pre-purchase renovation without a building permit.
  • Fraud or forgery.

Save clients the trouble of going through the Ministry process of filings and/or hearings without a lawyer if they are the victim of fraud. The legal costs associated with defending title to the property is covered under the policy.

Please refer to the policy for full details, including actual terms and conditions.

Selling a House Checklist

Selling your house can be exciting yet a bit overwhelming. This video explains some of the housekeeping items that you’ll want to get out of the way well before closing, as well as some of the costs that you can expect to incur.